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Provides advice & guidance to clients regarding Mortgages
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Top 200 U.S. Mortgage
Broker, 2022
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About Us
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
About Us
Contact Info
- 14000 Sunfish Lake Blvd
#205 Ramsey, MN 55303 - (952)992-9315
- jeremyroseth@ rosethmortgage.com
BROKERS ARE FASTER, EASIER, CHEAPER...
Our company closes loans average 14 days or less using our innovative tools. E-Sign and go using our doc-less income and asset verification process makes getting to the closing a snap. On average a Mortgage broker can save a consumer $9,600 over lenders
Our company closes loans average 14 days or less using our innovative tools. E-Sign and go using our doc-less income and asset verification process makes getting to the closing a snap. On average a Mortgage broker can save a consumer $9,600 over lenders
3 - Step Process
Application Submission
Begin the mortgage lending process by submitting a comprehensive application, providing personal and financial details.
01 st step
Underwriting and Approval
Roseth Mortgage evaluates the application, assessing creditworthiness, income, and property value before granting approval.
02 nd step
Closing and Funding
Complete the process by finalizing the loan details, signing documents, and receiving the funds needed for the home purchase.
03 rd step
What We Do
Reason for Choosing Roseth Mortgage
Home Purchase Loans
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Home Value Reports
Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Fast Closings
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Lower cost
This affordability enhances accessibility, enabling a broader range of individuals to secure loans, fostering financial inclusivity and expanding opportunities for aspiring homeowners.
Great Rates
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Communication
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Choose Us
Start Your Pre-Approval
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.
Our Services
Secure Home Financing with Roseth Mortgage's USDA Loans for Affordable & Flexible Mortgage Options
Roseth Mortgage's 1% Down Mortgage Lending Service: Affordable Homeownership Made Easy
Discover Roseth Mortgage's Jumbo Loans for personalized, competitive financing solutions tailored to your unique property and financial requirements.
Discover the convenience and reliability of FHA Loans with Roseth Mortgage, offering accessible mortgage lending solutions for homeownership dreams.
LEADERSHIP
Team Behind Company
Jeremy Roseth
Jeremy Roseth grew up in Anoka, MN spending summers at… Read...
Nancy Cattano
As a Licensed Mortgage Loan Originator for the past 12… Read...
Amanda Artero
Amanda was born and raised in California but her heart… Read...
Francis Ward
I’ve come a long way to help you get home.… Read...
Let's Talk
Things to avoid when getting a mortgage:
- Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations.
- Don’t change or quit your job.
- Consult with your mortgage professional before withdrawing, depositing or moving large amounts of money in or out of your bank account.
- Do not pay off debts or collections (unless instructed to do so by a mortgage professional).
- Avoid using cash for a good faith deposit – cash is difficult to verify and could result in a closing delay.
- Don’t have your credit report pulled too many times – this can hurt your credit score.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Faq’s
Get the Answers
Get the Answers
to Common Questions
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What should I consider when refinancing my mortgage?
When refinancing a mortgage, consider factors such as current interest rates, closing costs, loan terms, and how long you plan to stay in your home. Refinancing can potentially lower your monthly payments or shorten the loan term.
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What is a pre-approval for a mortgage?
Mortgage pre-approval is a process where a lender reviews your financial information and provides a preliminary estimate of how much you can borrow. It can strengthen your position when making an offer on a home
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What is private mortgage insurance (PMI)?
Private mortgage insurance is typically required for borrowers who make a down payment of less than 20%. It protects the lender in case the borrower defaults on the loan. PMI is an additional monthly cost for the borrower.
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What is a fixed-rate mortgage vs. an adjustable-rate mortgage (ARM)?
In a fixed-rate mortgage, the interest rate remains constant throughout the loan term. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on changes in a corresponding financial index.
Appointment
Reach Out to Our Team
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Off.Hrs
Mon - Sat: 09am to 06pm
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Phone
952-992-9315
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Email
jeremyroseth@
rosethmortgage.com
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